Care budget

The money question isn’t how much. It’s how long.

Care for an aging parent is paid from a fixed pot — savings, an HSA, a monthly budget that has to cover the rest of their life. So the number that keeps you up isn’t a balance. It’s how many months this lasts. ComfortCard puts that number first — and shows the one honest way to stretch it: documenting the care that genuinely qualifies so it can be paid with pre-tax dollars, and telling you no, in writing, on the parts that don’t.

Your number, in ten seconds

How long would your care money last?

Two numbers, no sign-up — and we keep nothing.

Money set aside for care

Care cost per month

Funded for about

—

Enter both numbers

That’s the honest number before any tax help. Care that genuinely qualifies is paid before tax, so the same money stretches further — and we’ll tell you no, in writing, on the parts that don’t. Your figures stay in your browser; nothing is stored.

See what qualifies

Three honest numbers, in that order

Most money apps lead with the biggest, softest number they can find. This one is built the other way around.

Runway, not a balance

How many months the plan is funded — the question a fixed budget actually turns on. A balance tells you what’s there today; runway tells you whether it reaches.

Only what’s documented counts

A licensed physician puts the care that qualifies in writing — a Letter of Medical Necessity. That documented total is solid. The estimated tax saving stays small and clearly marked, because your plan administrator makes the final call. We never call something eligible that isn’t.

A no, in writing

Everyone else needs the answer to be yes. Before you spend anything, a two-minute check gives you an honest read — and a written no when that’s the truth. See what actually qualifies →

Care for a chronically ill person can be paid pre-tax from an HSA or FSA when a physician documents it with a Letter of Medical Necessity under IRS §213(d). Whether those dollars can go toward someone else’s care — a parent’s, say — also depends on whether they’re your tax dependent, and care delivered by a family member is treated differently again. The two-minute check walks through exactly these questions before you spend. Eligibility is plan- and case-specific, and nothing here is tax advice.

ComfortCard

Start with the honest number.

See what genuinely qualifies before you spend a dollar — in two minutes, with a written answer either way.

See what qualifies

Create your ComfortCard How joining works

HSA/FSA eligibility requires a Letter of Medical Necessity and is plan- and case-specific; whether pre-tax funds may pay for another person’s care depends on your tax situation. ComfortCard documents care for eligibility — it does not determine coverage, and nothing here is tax, legal, or medical advice.

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