Much of your knee surgery recovery can be paid pre-tax

The things families commonly buy during knee recovery, and whether each one generally qualifies for pre-tax HSA/FSA payment or needs a physician’s letter first. Your plan administrator decides.

Today: the list below says which knee-recovery care expenses usually qualify as they are and which need a physician's letter; your plan administrator decides. Whether daily help counts as medical care turns on the person, not the purchase.

Is the knee-recovery care covered? The two-minute check, right here

Generally qualify — no letter needed

Recovery expense	Eligible

May qualify with a Letter of Medical Necessity

Your recovery, tracked

Before surgery: the JointClass education path. After surgery: JointCoach camera-based exercise tracking your surgeon can see — Medicare-covered monitoring.

ComfortCard

Track all of this in one place.

Store your recovery profile and log eligible expenses through the year, on your own device.

Open the family file This is one piece — see everything your family qualifies for →

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Educational information, not tax or medical advice. Eligibility rules are set by the IRS (Publication 502) and your plan administrator; confirm with your plan before purchasing.

HSA/FSA eligibility is determined by your plan administrator, not by ComfortCard or co-op.care. A Letter of Medical Necessity is supporting documentation, not a guarantee of reimbursement, and is issued only when a physician finds it clinically appropriate. This is not tax or legal advice.