For benefits brokers & consultants

The wellness benefit your CFO clients will actually thank you for.

If you place benefits for self-insured groups — schools, municipalities, mid-market, manufacturers — ComfortCard adds a payroll-tax angle to a wellness add-on: employers save roughly 7.65% payroll tax on wages an employee routes pre-tax through an HSA. Per-employee dollars depend on plan design and participation — illustrative, not a guarantee. Members ride the same identity layer as the rest of the SolvingHealth network. White-label-ready.

What this looks like for your book

The wins your CFO clients haven't seen before.

ComfortCard is designed to be reached for, not logged into, and to show a payroll-tax effect your client's CFO can see. It is not open to employers yet.

7.65%
Employer FICA savings
Every pre-tax HSA dollar an employee routes is a dollar the employer's payroll-tax base drops by — 7.65% they don't pay (FICA + Medicare match). Compounding savings at every paycheck.
Wallet
Not another app
A wallet, not an app — an ER-readable Apple Wallet identity a family reaches for, versus a login that goes unused. Engagement data comes with the first cohort; no numbers to show yet.
$200–$3k+
Illustrative per-employee tax savings
Eligible members may save pre-tax dollars annually by routing physician-reviewed LMN-qualified expenses through HSA/FSA. Range reflects membership-only to full companion care, at a 30% bracket. Actual savings depend on plan administrator approval, individual circumstances, and tax bracket. Not all situations qualify.
Not open yet
Employer programs
No employer offer exists yet, so there is no rate to quote. Tell us about your book and we will write when a pilot opens.
Broker compensation

Revenue share: not set.

Membership is not open, so there is no placed member and no rate. When an employer pilot opens, the share is written down before the first placement, and it is the same for every broker at the same volume.

How rollout works

Placement to first member in 2 weeks.

No HRIS plumbing. No EHR integration. No HDHP migration. We use what your client already has.

Day 1
Discovery call. 30 min with you + your client's HR / CFO / benefits administrator. We confirm self-funded status, plan structure, group size, target rollout date.
Day 3
Quote + agreement. Per-employee rate (volume-tiered), placement agreement with your firm's broker-of-record clause, ACH or invoice billing election.
Day 7
Eligibility file. CSV from HRIS (or SFTP, or supported HRIS connector). We provision ComfortCard wallets for each covered employee + dependent.
Day 14
Planned: first members. Each member gets the family file on their phone; the Apple Wallet pass is not built yet. Letter drafts go to a licensed physician, who signs or declines.
Apply for the broker channel

Tell us about your firm.

A founder reads every form. We'll come back within 48 hours with a placement agreement template, a tier-rate quote based on your projected book, and answers to the questions your largest client will ask.

No marketing list. Founder-read. Broker-of-record terms negotiated case-by-case.