For benefits brokers & consultants

The wellness benefit your CFO clients will actually thank you for.

If you place benefits for self-insured groups — schools, municipalities, mid-market, manufacturers — ComfortCard is the only digital wellness add-on with a payroll-tax math story that lands on day one. 7.65% FICA savings on every pre-tax dollar your employees route through their HSA. $1k+/employee/yr in eligible spend they're not unlocking today. Members ride the same identity layer as the rest of the SolvingHealth network. White-label-ready.

What this looks like for your book

The wins your CFO clients haven't seen before.

Most digital wellness benefits cost $30-60 per employee per month and the engagement rate hovers under 15%. ComfortCard is the inverse: low-cost, high-engagement, with a measurable line-item P&L impact your client's CFO can see in their first quarterly close.

7.65%
Employer FICA savings
Every pre-tax HSA dollar an employee routes is a dollar the employer's payroll-tax base drops by — 7.65% they don't pay (FICA + Medicare match). Compounding savings at every paycheck.
60%+
Projected engagement
vs. 8-15% on Lyra/Hinge/One Medical. ComfortCard is a wallet, not an app — daily-use surface, ER-readable, Apple Wallet identity. Members keep using it.
$200–$3k+
Illustrative per-employee tax savings
Eligible members may save pre-tax dollars annually by routing physician-attested LMN-qualified expenses through HSA/FSA. Range reflects membership-only to full companion care, at a 30% bracket. Actual savings depend on plan administrator approval, individual circumstances, and tax bracket. Not all situations qualify.
$5–7
Per employee, per month
Volume-discounted from $19/mo retail. Bundle with HRA / level-funded / self-funded plan. ACH or invoice billing. White-label rate available for placement under your brand.
Broker compensation

Rev share on every placed member.

Three tiers based on volume placed across your client book in a calendar year. Annual reset. Tier-up retroactively when you cross the threshold. ACH paid quarterly.

Tier 1 · introducer
10% of MRR
Up to 250 placed members across your book. Standard placement. Quarterly attribution dashboard. We handle implementation; you keep the relationship.
Tier 2 · channel
15% of MRR
250–2,500 placed members. Co-marketing collateral with your firm's brand. Direct line to a founder for client-specific questions. Quarterly business reviews.
Tier 3 · white-label
20% of MRR
2,500+ placed members. Full white-label option (your brand on the wallet). Custom rate negotiable. Dedicated implementation lead per client. Quarterly broker advisory seat.
How rollout works

Placement to first member in 2 weeks.

No HRIS plumbing. No EHR integration. No HDHP migration. We use what your client already has.

Day 1
Discovery call. 30 min with you + your client's HR / CFO / benefits administrator. We confirm self-funded status, plan structure, group size, target rollout date.
Day 3
Quote + agreement. Per-employee rate (volume-tiered), placement agreement with your firm's broker-of-record clause, ACH or invoice billing election.
Day 7
Eligibility file. CSV from HRIS (or SFTP, or supported HRIS connector). We provision ComfortCard wallets for each covered employee + dependent.
Day 14
First members live. Apple Wallet identities issued. Sage walks each through a free spend-scan. First LMN drafts queued for physician review (24-hr SLA via altru.care).
Apply for the broker channel

Tell us about your firm.

A founder reads every form. We'll come back within 48 hours with a placement agreement template, a tier-rate quote based on your projected book, and answers to the questions your largest client will ask.

No marketing list. Founder-read. Broker-of-record terms negotiated case-by-case.