Much of your hip care can be paid pre-tax

Physical therapy, orthopedic visits, compression supports, and injections generally qualify for pre-tax payment from your HSA or FSA; your plan administrator decides. One item below, GLP-1 medication, needs a physician's Letter of Medical Necessity documenting that it treats your condition. Here's what your tax bracket saves you each year.

Hip pain — eligible expenses

Hip OA + weight management — one extra step

If you're taking Ozempic, Wegovy, Mounjaro, or Zepbound alongside hip OA treatment, a Letter of Medical Necessity (LMN) may document the medication as medical care where it qualifies. For hip OA patients, every 10 lbs lost removes roughly 40 lbs of force per step from the hip joint.

Get a GLP-1 Letter of Medical Necessity

Next step

Know where you stand before you decide

Before PT, injections, or surgery — see where you stand on the hip OA progression scale. Online, in a few minutes. Then bring the questions to your own surgeon.

Orthopedic injury guide

ComfortCard

Track all of this in one place.

Store your hip pain profile, log eligible expenses through the year, and see your real HSA/FSA savings — not an estimate.

Create your ComfortCard This is one piece — see everything your family qualifies for →

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HSA/FSA eligibility is determined by your plan administrator, not by ComfortCard or co-op.care. A Letter of Medical Necessity is supporting documentation, not a guarantee of reimbursement, and is issued only when a physician finds it clinically appropriate. Any savings figures are illustrative and depend on your plan and tax bracket. This is not tax or legal advice.