If you're taking Ozempic, Wegovy, Mounjaro, or Zepbound for weight management, a Letter of Medical Necessity (LMN) may document the medication as medical care, where it qualifies for HSA/FSA reimbursement. For OA patients, weight is a direct load factor — every 10 lbs lost removes 40 lbs of force per step from the knee.
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HSA/FSA eligibility is determined by your plan administrator, not by ComfortCard or co-op.care. A Letter of Medical Necessity is supporting documentation, not a guarantee of reimbursement, and is issued only when a physician finds it clinically appropriate. Any savings figures are illustrative and depend on your plan and tax bracket. This is not tax or legal advice.