Pregnancy and prenatal care is HSA- and FSA-eligible

The 2020 CARES Act expanded HSA/FSA eligibility significantly for pregnancy — breast pumps and prenatal vitamins are now OTC-eligible without a prescription. Your OB visits, ultrasounds, labor costs, and postpartum care all qualify. Here's your full picture.

Pregnancy — eligible expenses
Postpartum — one more opportunity
Postpartum home support can be HSA/FSA-eligible with a physician note

Postpartum recovery support — especially after cesarean delivery or complicated births — may qualify as medically necessary home care under IRS 213(d) with a Letter of Medical Necessity. At a 22% bracket, $2,400/yr in postpartum care = $528 in tax savings.

Get a postpartum care Letter of Medical Necessity ($199)
After the birth
Postpartum home care — worker-owned, continuous

co-op.care places postpartum caregivers in Boulder who earn fair wages and hold equity — which means the same caregiver stays with your family through recovery and beyond.

Learn about co-op.care postpartum care
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