Much of your pregnancy and prenatal care can be paid pre-tax

Breast pumps and lactation supplies have been HSA/FSA-eligible since 2011, the 2020 CARES Act made over-the-counter medicines eligible without a prescription, and prenatal vitamins can qualify when a clinician recommends them. Your OB visits, ultrasounds, labor costs, and postpartum care generally qualify. Here's your full picture.

Pregnancy — eligible expenses

Postpartum — one more opportunity

The medical side of postpartum recovery may qualify too

The medical portion of postpartum recovery care — wound care and recovery monitoring after cesarean delivery or complicated births — may qualify under IRS §213(d) with a physician's Letter of Medical Necessity, because it treats a documented condition. General help around the house or routine newborn care does not qualify. A physician decides what's clinically appropriate, and your plan administrator decides eligibility.

Check whether this care may qualify

After the birth

Postpartum home care — worker-owned, continuous

co-op.care places postpartum caregivers in Boulder who earn fair wages and hold equity — which means the same caregiver stays with your family through recovery and beyond.

Learn about co-op.care postpartum care

ComfortCard

Keep all of this in one place.

Keep the receipts, the letters and the answer for each one in the family file, on your own device, with no account.

Open the family file

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HSA/FSA eligibility is determined by your plan administrator, not by ComfortCard or co-op.care. A Letter of Medical Necessity is supporting documentation, not a guarantee of reimbursement, and is issued only when a physician finds it clinically appropriate. This is not tax or legal advice.