Some fall-prevention care can be paid pre-tax
Fall risk assessments, mobility aids, and vision evaluations generally qualify for pre-tax payment from your HSA or FSA. Balance training and home safety modifications are different: they may qualify only when a physician documents them in a Letter of Medical Necessity for a diagnosed condition, and for a modification only the medical portion counts. General fitness or balance classes do not qualify. In every case, your plan administrator decides. Here's what your tax bracket could save you each year.
Grab bars, handrails, non-slip flooring, and ramps may qualify when they treat a diagnosed condition that raises your fall risk. A physician's Letter of Medical Necessity (LMN) documents that need; it does not make anything eligible on its own. Only the medical portion of a modification counts — the part of the cost that does not add to your home's value — and your plan administrator decides.
Get a home modification Letter of Medical NecessityA professional home safety walkthrough identifies hazards room by room — lighting, trip risks, bathroom safety, and stairway access — and pairs them with evidence-based modifications. Takes 60 minutes and pays for itself in avoided emergency department visits.
Schedule a home safety assessment at co-op.careStore your fall prevention profile, log eligible expenses through the year, and see your real HSA/FSA savings — not an estimate.
Create your free ComfortCard This is one piece — see everything your family qualifies for →